I’ve been away from my blog for about two weeks and just thought I’d get back to write up a blog post. This is going to be quick.
I am transitioning from being homeless to living in someone’s home, and my van is still not unpacked yet and I have much to bring in and get organized in a bedroom I am renting. It’s not a clean house but the lady is the same age as me, so I am not expecting wild parties anytime soon. That’s great. But her grown sons keep coming over to mooch dinner and cable TV movies off of her. They’re in the house a lot and must have their own keys or she keeps the door unlocked when she’s home for them to come in. This morning while on my way out to work I found the front door unlocked. This doesn’t make me feel safe.
I want to move soon and I will have to give a 45-day notice to move out since I signed a six-month rental agreement with her. She is subleasing to me with the landlord’s permission but her boys could practically live there and sometime’s one spends the night.
I would love my own home since this is the not the place I want to wind up. If I get my business off the ground, and if I charged any money for anything on my website I’ve not yet published, I may earn enough income to live on my own somewhere. I realize a lot of people have this same dream; to buy a house and live there for a long time. The economy is getting better after a slow rise from the 2010 mortgage banking crash where everyone lost their homes and stood in unemployment lines. Many lost their houses and some smaller mortgage loan banks folded. Remember “too big to fail?” Well, that was why. Some of the bigger banks made it through that time like Chase bank, as I recall yet some of the smaller banks didn’t make it. That seems harsh, but I have yet to pay back the student loans that have accrued since 1996 and beyond…
I guess I can’t cry over spilt milk as they say but I want to get on a financial budget and plan on saving my money so I can move out of this place, and find a new, affordable house I can buy with a loan I can afford while I pay back my student loans, and gradually. I know many people face this same dream, and are in my same reality having to budget, plan and make dreams come true.
I’ve learned a lot with God’s help; I’ve quit the bank that charged me a high overdraft fee and found another bank that has high APY rates, and it ain’t Wells Fargo or Bank of America, for God’s sake!
Listening to God in my heart who nudges me along this road, saving, spending less and really thinking about what I need and planning ahead. Making changes to my car insurance company and lowering my cell phone bill are small changes I’ve been making to live within my means.
We’ve got a glorious God to be thankful for, who patiently waits for us to catch up. He beckons, at least that’s what I think…